Ubank Money App 9.30.2

Ubank is an everyday money app that provides users with banking and budgeting tools to help manage their finances effectively. By signing up with a bonus code, users can earn a signup bonus by making five eligible card purchases in their first 30 days. Full terms and conditions can be found below.

Ubank offers a range of smart features to improve your everyday money management:

• No monthly fees or overseas transaction fees
• Easily unlock bonus interest on Save accounts with a monthly $200 deposit (up to $250K per customer) and withdraw funds without affecting the interest rate
• Connected Accounts feature allows you to view your balances from other bank accounts within the app
• Instant digital cards enable quick and secure spending through your digital wallet
• Bill prediction feature notifies you of upcoming regular expenses
• Shared Accounts option facilitates sharing money with your partner for expenses such as rent or other shared financial commitments
• Save Targets feature, including an Autosave option, helps you save for your financial goals
• Spending Footprint tracks your spending in easily understandable categories

In addition, Ubank provides flexible home loans for owner-occupiers, investors, and loan refinancing. Applying for a loan with Ubank guarantees a comfortable experience, easy application process, fast approval, and excellent customer support.

Get started in minutes by downloading the app and opening a Spend and Save account.

Ubank is part of the NAB Group and utilizes advanced encryption technology to ensure the security of your funds. The services are available to Australian citizens and permanent residents aged 16 or older, who possess at least one form of identification (Australian driver license, passport, Medicare card, or birth certificate).

Please note that the provided information is general and may not take into account your personal circumstances. Take the time to evaluate whether Ubank is suitable for your individual needs.

Read our General Terms at ubank.com.au/general-terms

Read our Target Market Determinations at ubank.com.au/tmd

Read our Bonus Offer terms at ubank.com.au/join-ubank

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

Products issued by Ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.